How’s your “10-5”? As you steward the finances that God gives you each month, do you remember Him first by returning an honest tithe and giving a liberal offering? At Living Waters, each member is challenged to remember “10-5”: returning, first, an honest tithe of 10% of your gross income, and then giving an offering of at least 5% of your gross income to our local church budget, or Church Expense. Some are even operating on a “10-10” tithe/offering ratio – 10% tithe/10% offe